बैंक ऑफ बड़ौदा, IFFCO ने पेश किया अनोखा डेबिट कार्ड : 7 बातें

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smart money financial services
बैंक ऑफ बड़ौदा और सहकारी कंपनी इफको (IFFCO) ने किसानों के लिए सह-ब्रांडेड डेबिट कार्ड पेश किया है जिसमें उन्हें 2,500 रुपये की ओवरड्राफ्ट सुविधा मिलेगी और इस पर एक महीने का ब्याज नहीं लगेगा.नई दिल्ली: बैंक ऑफ बड़ौदा और सहकारी कंपनी इफको (IFFCO) ने एक अनोखा डेबिट कार्ड (Debit Card) पेश किया है. किसानों के लिए पेश किए गए सह-ब्रांडेड डेबिट कार्ड को लेकर दोनों कंपनियों के बीच सहमति ज्ञापन पत्र पर हस्ताक्षर कर दिए हैं.

​किसानों के बीच डिजिटल लेनदेन को बढ़ावा देने के लिए बैंक ऑफ बड़ौदा और इफ्को की योजना उत्तर प्रदेश, बिहार, मध्य प्रदेश और राजस्थान में दो लाख सह-ब्रांडेड कार्ड जारी करने की योजना है.इस डेबिट कार्ड पर उन्हें 2,500 रुपये की ओवरड्राफ्ट सुविधा मिलेगी.इस खाते के लिए कोई न्यूनतम बैलेंस नहीं रखना होगा और इस डेबिट कार्ड को एटीएम में प्रयोग किया जा सकेगा.साथ ही इस पर एक महीने का ब्याज नहीं लगेगा. 

महीना पूरा होने के बाद ओवरड्राफ्ट पर 8.60 प्रतिशत वार्षिक दर से ब्याज लिया जाएगा.बैंक और इफ्को दोनों इस योजना के सफल होने पर ओवरड्राफ्ट की सीमा 2,500 रुपये से बढ़ाने की संभावनाओं पर विचार करेंगे.इस योजना के तहत किसान मात्र 100 रुपये के शुरूआती जमा और आधार संख्या के माध्यम से ‘बड़ौदा इफको कृषि बचत बैंक खाता’ खोल सकते हैं.
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